Mortgage Covington Washington

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affordability calculator


	Use the calculator below to give you an idea of how much of a mortgage you can afford. However, it is meant to be a guideline, not a rule. We have many programs available that can maximize the amount of a home you can afford.


	Desired mortgage amount:


	Mortgage length (in years)


	Interest %


	Annual property tax


	Total monthly payments not including mortgage (car, loans, credit cards, etc).


	Summary


	Monthly Principal + Interest


	Total Monthly Obligations


	Required Salary

Listed below are the basic guidelines of how our industry determines how much of a mortgage payment you qualify for.

1.	Your gross (before taxes) monthly salary should be greater than 28% of the sum of the monthly mortgage and monthly tax payments.

2.	Your gross (before taxes) monthly salary should be greater than 36% of the sum of the monthly mortgage, monthly tax and other monthly debt payments.

Loan Calculators are tools designed to help you. However, we can help you know exactly what you qualify for.

Today's Lowest Rates

9/7/2010

Loan Program	Rate	APR
30 Year Fixed	3.750	4.004
15 Year Fixed	3.250	3.547
30 Year Fixed FHA	4.000	4.125
15 Year Fixed FHA	3.500	3.887
20 Year Fixed	3.750	3.914

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testimonials

“Thank you so much for all you did for us in buying our home. You were amazing in every way. We are very thankful for you. We are incredibly pleased with how the whole process went because of You! We pray the lords blessings on you and your business. We will continue to tell everyone we know about you. Thank you again! Take Care and God Bless,

Dale and Sherrell Fields

"I just wanted to thank you for consistently keeping me informed during the process. Previously, when I refinanced it seemed as if I always had to follow up with the mortgage company. Thanks for staying on top of everything and keeping things moving forward." Warmest Thanks,

Kimberly Carlson

“Thanks again for all of your help during the process. I know you definitely had our best interests at heart. We were fortunate to have you there to answer all of our questions. I can assure you that the next time a refinance or another home purchase comes up you’ll be the first person I contact.

Bill Gatlin

“Many, Many thanks for your world-class service!!
Blessings to you & yours,

John and Tami