How Gracepoint Lending Serves You

As a seasoned Mortgage Broker, with many years experience to draw on, and a team of licensed mortgage consultants, we will give your loan the individual attention it deserves. Your Gracepoint Lending mortgage team embraces problem solving to find the best loan for your personal situation. It is our goal to not only meet your highest expectations, but to far exceed them. Customer service, honesty, and integrity are our top priority. What this means to you is, that we will be available when you have questions, to explain how all of your options affect you. Our mortgage consultants strive to provide you the very best loan program and rates, combined with personal attention to your specific needs and desires.

Perhaps you show limited income, but your credit scores are fine. We have many lenders and loan programs to choose from for this situation and most others. Even if you have “bruised credit”, we can help you purchase or refinance a home, and/or, coach you on how to get back on track.

Some of the loan programs available are zero down loans, first time homebuyer programs, stated income,  self-employed / commissioned incomes, investments properties, construction loans, and home equity lines of credit, VA and USDA Rural loan programs, and reverse mortgages.

We are Certified Mortgage Planners; we help our clients successfully manage their home equity to increase liquidity, safety, rate of return, and tax deductions. Unlike a traditional mortgage broker, or loan officer, our role is to help our clients integrate the loan that they select into their over-all long and short-term financial and investment plan to help minimize taxes, improve cash flow and minimize interest expense.

Most importantly we seek to service you as if unto our Lord. Each step of this process is prayerfully  approached with Christian values and practices as our guide.

Please feel free to contact us with any questions and/or concerns you may have.

~Warmest Regards and Blessings,

Kristi Barrett Gerling, CMPS.

President

Certified Mortgage Planning Specialist